Monitoring your Atal Pension Yojana (APY) balance is essential to track your contributions and ensure your retirement plan stays on course. This guide explains the step-by-step process to check your APY balance online and offline.
How to Check Your Atal Pension Yojna Balance Online
1. Through Internet Banking
Log in to your bank’s internet banking portal.
Navigate to the ‘Social Security Schemes’ section.
Select ‘Atal Pension Yojana Account’.
View your current balance and contribution details.
2. Using Mobile Banking Apps
Open your bank’s mobile app.
Locate the APY or Pension Services section.
Enter your PRAN (Permanent Retirement Account Number) to view the balance.
Check your APY contribution details and pension balance.
How to Check APY Balance Offline
1. Through SMS Alerts
Ensure your mobile number is linked to your APY account.
You will receive SMS notifications about your contributions and balance updates.
2. By Visiting Your Bank Branch
Go to the bank where you enrolled in APY.
Request an APY account statement from the branch executive.
Provide your PRAN or bank account details for verification.
3. Checking APY Balance via Customer Care
Call the NSDL APY helpline at 1800-110-708.
Provide your PRAN and registered details to get an update on your balance.
Important Considerations
Ensure timely contributions to avoid account suspension.
Keep your PRAN and bank details updated for seamless transactions.
Use SMS and email alerts to track regular deductions from your bank.
Conclusion
Checking your Atal Pension Yojana balance is simple via internet banking, mobile apps, NSDL portal, or by visiting your bank. Regular monitoring helps in ensuring a smooth retirement planning process.
Need to Check Your APY Balance? Log in to your bank portal or visit the NSDL website today!
