Tracking your contributions and checking your Atal Pension Yojana (APY) account balance regularly is essential to ensure your payments are up to date. This guide explains the different ways to check your APY balance and download your account statement both online and offline.
Methods to Check Your Atal Pension Yojana Balance
There are multiple ways to check your APY account details:
1. Through Internet Banking
Many banks provide an online facility to check your APY account balance. Follow these steps:
Step 1: Log in to your bank’s internet banking portal.
Step 2: Navigate to the ‘Social Security Schemes’ section.
Step 3: Click on ‘Atal Pension Yojana’.
Step 4: Select ‘View APY Account Details’ to check your balance and transaction history.
2. Using Mobile Banking Apps
If your bank offers mobile banking services, you can check your APY account details through the app:
Open your bank’s official mobile banking app.
Locate the APY section in the menu.
Enter your details and view your contribution history and balance.
3. Via SMS Banking
Most banks provide APY balance details via SMS alerts.
Ensure your mobile number is registered with the APY account.
Send an SMS in the prescribed format (varies by bank) to receive your current APY balance and contribution status.
Alternatively, you will receive SMS alerts after each successful contribution.
4. By Visiting Your Bank Branch
If you do not have internet or mobile banking, you can visit your bank branch and:
Request your Atal Pension Yojana account statement.
Provide your APY account number or savings account number.
The bank representative will generate and provide your APY balance details.
5. Through the NSDL APY Portal
The National Securities Depository Limited (NSDL) maintains APY account details online.
Visit the official NSDL APY website.
Enter your PRAN (Permanent Retirement Account Number) and date of birth.
Access and download your APY account statement.
How to Download Atal Pension Yojana Statement?
Subscribers can download their APY statement for tax filing and financial tracking through:
Internet Banking: Generate and download a PDF statement from your bank’s website.
Mobile Banking Apps: Some banking apps allow users to download contribution statements.
NSDL Website: Login to the NSDL APY portal and download past statements.
Common Issues & Troubleshooting
Not Receiving SMS Alerts? Ensure your mobile number is updated with the bank.
Unable to View Balance Online? Check if your bank supports APY online services.
Missed Contributions? Visit your bank to check if auto-debit failed and resolve payment issues.
Conclusion
Checking your Atal Pension Yojana balance regularly helps you stay on top of your contributions and ensures a smooth pension payout post-retirement. Use the available online and offline methods to access your account details hassle-free.
