Once you turn 60 years old, your Atal Pension Yojana (APY) account starts providing a guaranteed monthly pension. To ensure a smooth pension disbursement, it’s essential to track your APY pension status and confirm the credited payments. This guide explains how to check your pension status after retirement.
Ways to Check Your Atal Pension Yojna Pension Status
There are multiple ways to check your pension status after retirement:
1. Through Internet Banking
Log in to your bank’s internet banking portal.
Navigate to the ‘Social Security Schemes’ section.
Click on ‘Atal Pension Yojana’.
Select ‘Pension Payment Status’ to view recent transactions.
2. Using Mobile Banking Apps
Open your bank’s mobile banking app.
Find the APY or Pension Services section.
Enter your PRAN (Permanent Retirement Account Number) to view pension payments.
3. Via SMS Alerts
Ensure your mobile number is registered with your APY account.
You will receive an SMS notification every month once the pension is credited.
If no SMS is received, check with your bank.
4. By Visiting Your Bank Branch
Visit the bank where your APY account is maintained.
Request a Pension Statement to check disbursements.
Provide your PRAN and savings account details for verification.
5. Through the NSDL APY Portal
Visit the NSDL APY website.
Log in using your PRAN and date of birth.
View and download your APY pension status and payment history.
What to Do If Pension Is Not Credited?
If your monthly APY pension is not credited, follow these steps:
Verify your savings account balance for any failed transactions.
Contact your bank to confirm if there were any processing delays.
Ensure your APY account is active and all contributions were completed.
If the issue persists, file a complaint through the NSDL APY grievance portal.
Important Considerations
APY pension is credited monthly to the subscriber’s savings account.
If the subscriber passes away, the spouse will continue to receive the pension.
Pension payments may be delayed due to bank processing times, so check regularly.
Conclusion
After retirement, tracking your Atal Pension Yojana pension status ensures timely and accurate pension payments. Using internet banking, mobile banking, SMS alerts, or visiting your bank, you can easily check your pension payment history.
