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Jammu & Kashmir Sehat Health Insurance Scheme

Jammu & Kashmir Sehat Health Insurance Scheme: Benefits, Eligibility, and Application Process

Highlights of J&K Sehat Health Scheme

  • Health Coverage: Each family receives a health cover of Rs. 5 lakh per year on a floater basis.
  • Cashless Treatment: Provides free and cashless treatment in public and private empanelled hospitals across the country.
  • Widespread Network: More than 23,000 empanelled public and private hospitals.
  • Inclusivity: No cap on family size or age.

Official Website

Visit the official website of the Health and Family Welfare Department J&K for more information.

Customer Care

For any queries, contact the J&K Sehat Health Insurance Scheme helpline:

  • 14555
  • 18002335554

Information Brochure

Access the official J&K Sehat Health Insurance Scheme Guidelines for detailed information.


Overview of the Scheme

Scheme Name Jammu & Kashmir Sehat Health Insurance Scheme
Launch Year 2020
Benefits Financial health cover up to Rs. 5 lakh per family.
Beneficiaries Residents of Jammu & Kashmir UT.
Nodal Ministry Health and Family Welfare Department J&K.
Application Mode Offline Application Form.

About the Scheme

  • Launch Year: Introduced in 2020 to provide health insurance coverage to all J&K residents.
  • Aim: Ensure free and cashless medical treatment in empanelled hospitals across India.
  • Health Coverage: Rs. 5 lakh per family annually on a floater basis.
  • Name Meaning: SEHAT stands for Social, Endeavour for Health, and Telemedicine.
  • Eligibility: All J&K residents are eligible under the ABPM-JAY SEHAT scheme.

Benefits of the Scheme

  • Health cover of Rs. 5 lakh per family per year.
  • Available in more than 23,000 empanelled public and private hospitals.
  • Beneficiaries must carry the SEHAT card to access benefits.

Eligibility Criteria

  • Must be a permanent resident of Jammu & Kashmir.

Documents Required

  • Aadhaar Card
  • Ration Card

Application Process

Follow these steps to apply for the J&K Sehat Health Insurance Scheme:

  1. Visit a hospital registered under the SEHAT Health Scheme or a Common Service Center (CSC).
  2. Request and fill out the application form with accurate details.
  3. Attach the required documents (Aadhaar and ration card).
  4. Submit the form to the hospital or CSC Kendra.
  5. After verification, you will receive your SEHAT card.
  6. Use the SEHAT card to avail the scheme’s benefits.

Important Links


Contact Details

For assistance, contact:

  • Helpline Numbers: 14555 and 18002335554

By understanding the features, benefits, and application process of the Jammu & Kashmir Sehat Health Insurance Scheme, residents can ensure access to quality healthcare services.

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