The Jammu and Kashmir Ladli Beti Scheme is a government-sponsored social welfare initiative aimed at supporting girl children born on or after April 1, 2015. Launched on April 1, 2015, this scheme aims to address feticide, promote girl child education, and reduce financial burdens on families during marriage. Below, we provide a detailed overview of the scheme, its benefits, eligibility, application process, and required documents.

Key Highlights of Ladli Beti Scheme

• Recurring Deposit: The Jammu & Kashmir Government deposits ₹1,000 per month into a recurring deposit account for the girl child until she turns 14 years old.
• Cumulative Term Deposit: After 14 years, the recurring deposit matures and shifts to a cumulative term deposit until the girl reaches 21 years of age.
• Final Amount: Upon reaching 21 years, the girl child receives an approximate amount of ₹6.50 lakh.
• Direct Benefit Transfer (DBT): Financial assistance is directly credited to the beneficiary’s bank account.

Website Links

For more information, visit the following:

1. Jammu and Kashmir Jansugam Portal.
2. Social Welfare Department, Jammu & Kashmir.

Customer Care Information

If you need assistance, contact:

• Helpline Number: 0191-2542759
• Email: socialwelfare.adm@gmail.com

Overview of the Scheme

Objectives of Ladli Beti Scheme

• To prevent female feticide.
• To encourage education for the girl child.
• To reduce the financial burden on families during marriage preparations.
• To empower families economically through government financial assistance.

Benefits of Ladli Beti Scheme

The scheme provides the following benefits:

1. Recurring Deposit: ₹1,000/month deposited by the J&K Government until the girl turns 14 years old.
2. Cumulative Term Deposit: After 14 years, the recurring deposit account transitions to a term deposit until the girl reaches 21 years.
3. Final Maturity Amount: Approximate ₹6.50 lakh paid at 21 years of age.
4. DBT Mode: Funds are transferred directly to the beneficiary’s bank account.

Eligibility Criteria

To avail the Ladli Beti Scheme, applicants must meet the following conditions:

• The girl child and her family must be residents of Jammu and Kashmir.
• The girl child must be born on or after April 1, 2015.
• The annual family income must not exceed ₹75,000.

Check your eligibility here: Know Your Eligibility.

Documents Required

Applicants must upload the following documents on the Jansugam Portal:

• Domicile certificate of parent/guardian.
• Birth certificate of the girl child.
• Passport-size photograph.
• Aadhaar number of the girl child and parent/guardian.
• Identity proof of the parent/guardian.
• Income certificate.
• Bank account details.
• KYC norms of parent/guardian.
• Sanction letter from the Child Development Project Officer.

Download the scheme guidelines here: Ladli Beti Scheme Guidelines.

Application Process

Follow these steps to apply for the Ladli Beti Scheme:

1. Visit the Jammu and Kashmir Jansugam Portal.
2. Register by filling in your details (Register Here):
   • Name
   • Mobile Number
   • Email ID
   • Password
3. Login using your credentials: Login Here.
4. Fill out the Online Application Form and upload required documents.
5. Submit the application form for review.

The verification process involves:

• Child Development Project Officer (CDPO): Reviews applications within 15 days.
• District Project Officer (DPO): Reviews applications forwarded by the CDPO within 10 days.
• Deputy Commissioner: Makes the final decision within 10 days and forwards approved applications to the Director (Finance), Social Welfare Department for disbursement.

Check the status of your application: Application Status.

Features of the Scheme

• Two-Phase Deposit Plan:
  1. Phase I – Recurring deposit for 14 years.
  2. Phase II – Cumulative term deposit for 7 years.
• Maximum Maturity Period: 21 years.
• Direct Benefit Transfer (DBT) ensures funds are directly credited to the girl child’s bank account.

Important Links

• Online Application Form
• Scheme Registration
• Login to Jansugam Portal
• Application Status
• Know Your Eligibility
• Scheme Guidelines