Tejaswani – The Radiant Scheme is a government initiative aimed at empowering women entrepreneurs in Jammu and Kashmir (J&K). Key highlights include:

• Financial Assistance: Up to Rs. 5 lakh under Mudra loan from J&K Bank.
• Interest-Free Loans: Loan repayment under this scheme is completely interest-free.
• Support from Mission Youth: Mission Youth, J&K, provides Rs. 50,000 or 10% of the project cost.
• Interest Subsidy: Beneficiaries receive an interest subsidy of up to Rs. 0.60 lakh.

For more details, visit the Mission Youth (MY) Portal.

Contact Information

• Helpline: Call Mission Youth (MY), J&K, at 8447804864.
• Email: Contact via
  • help@missionyouthjk.in
  • missionyouthjk@gmail.com

About Tejaswani – The Radiant Scheme

The Tejaswani – The Radiant Scheme was launched in June 2021 to empower young women in J&K. This scheme provides financial assistance and encourages self-employment ventures. Key features include:

• Eligibility Criteria:
  • Women aged 18 to 35 years.
  • Must be a domicile of J&K and registered with Mission Youth, J&K.
  • Minimum qualification of 10th standard or above.
• Benefits:
  • Soft financing for new businesses or expansion of existing units.
  • Support for working capital needs, including tools and equipment.

Check the full scheme guidelines here.

How to Apply

Eligible candidates can apply for the scheme via the Mission Youth Portal. Follow these steps:

1. Register on the Youth Data Bank.
2. Log in using the provided credentials.
3. Select the “Tejaswani – The Radiant” scheme and click Apply Now.
4. Fill out the application form and upload the required documents.
5. Submit the form for verification.
6. Upon approval, the financial assistance is directly credited to the applicant’s bank account.

Eligibility Requirements

To qualify for this scheme, applicants must meet the following criteria:

• Be a domicile of J&K and registered with Mission Youth, J&K.
• Women entrepreneurs must own at least 50% financial holding.
• Must have training from Rural Self Employment Training Institutes (R-SETIs) or other skill development centers.
• Should not have any defaults with banks or financial institutions.
• Must be unemployed and registered with the District Employment & Counseling Center.
• One applicant can avail of the scheme benefits only once.

Required Documents

Ensure you have the following documents ready for application:

• Domicile Certificate/Ration Card
• Aadhaar Card
• Date of Birth Certificate
• Matriculation Certificate
• Unemployment Certificate
• Project Report for the proposed activity

Benefits of the Scheme

The scheme provides numerous benefits to eligible women entrepreneurs:

• Financial assistance up to Rs. 5 lakh under Mudra loan from J&K Bank.
• Interest-free repayment for loans under this scheme.
• Subsidy of Rs. 50,000 or 10% of the project cost by Mission Youth, J&K.
• Interest subsidy of Rs. 0.60 lakh per beneficiary.

Learn more on the Mission Youth Portal.

Important Points to Remember

• The financial assistance provided must be used exclusively for self-employment generation.
• Any project cost exceeding Rs. 5 lakh must be self-financed by the applicant.
• Interest subsidies will be provided upon submission of supporting documents like bank statements or income tax records.
• The applicant must submit an affidavit committing to continue the trade for at least five years or until the loan is fully repaid.

Key Links

• Scheme Guidelines: Tejaswani – The Radiant Scheme Guidelines
• Application Portal: Mission Youth (MY) Portal

Conclusion

The Tejaswani – The Radiant Scheme is a significant step towards women empowerment in Jammu & Kashmir. With financial assistance, interest subsidies, and skill development opportunities, this scheme ensures the economic independence of women. Start your journey today by applying through the Mission Youth Portal.