The Atal Pension Yojana (APY) is offered by numerous public and private sector banks across India. If you want to enroll in APY, this guide provides a list of participating banks and explains the steps to open an account.

Types of Banks Offering APY

The APY scheme is available through:

• Public Sector Banks (Government Banks)
• Private Sector Banks
• Regional Rural Banks (RRBs)
• Post Offices

List of Major Banks Offering Atal Pension Yojna

Here are some of the major banks where you can enroll in APY:

Public Sector Banks

• State Bank of India (SBI)
• Punjab National Bank (PNB)
• Bank of Baroda (BOB)
• Canara Bank
• Union Bank of India
• Indian Bank
• Bank of India
• Central Bank of India
• UCO Bank
• Indian Overseas Bank

Private Sector Banks

• ICICI Bank
• HDFC Bank
• Axis Bank
• Kotak Mahindra Bank
• IndusInd Bank
• Yes Bank
• Federal Bank
• IDFC First Bank

Regional Rural Banks (RRBs) & Co-operative Banks

• Uttar Bihar Gramin Bank
• Baroda Rajasthan Kshetriya Gramin Bank
• Karnataka Gramin Bank
• Kerala Gramin Bank
• Maharashtra Gramin Bank

Post Offices

• India Post Payments Bank (IPPB)
• Various post offices across the country also facilitate APY enrollment.

How to Enroll in APY at a Bank?

1. Visit Your Nearest Branch

• Choose a participating bank from the list above.
• Carry Aadhaar Card, PAN Card, and Bank Account Details.

2. Request and Fill Out the APY Enrollment Form

• Provide details like name, age, nominee, pension amount selection, and bank details.
• Link your savings account to APY for auto-debit of contributions.

3. Submit the Form and Enable Auto-Debit

• Ensure that your bank account has sufficient balance for deductions.
• Contributions will be automatically debited every month.

4. Receive Confirmation

• Once processed, you will receive an SMS confirmation.
• You can check APY account status through net banking, mobile banking, or by visiting the bank.

Important Considerations

• Online enrollment is available at select banks via net banking.
• Ensure your nominee details are correctly registered.
• APY enrollment is only available for individuals aged 18-40 years.

Conclusion

Most major banks in India support Atal Pension Yojana enrollment, making it easy for eligible individuals to secure their retirement. Visit your nearest public, private, or rural bank today and enroll in APY for a guaranteed pension.