Saurabh

Banks Offering Atal Pension Yojana: Where Can You Enroll?

The Atal Pension Yojana (APY) is offered by numerous public and private sector banks across India. If you want to enroll in APY, this guide provides a list of participating banks and explains the steps to open an account. Types…

Atal Pension Yojana for NRIs: Can Non-Residents Apply?

The Atal Pension Yojana (APY) is a government-backed pension scheme designed to provide financial security to Indian citizens. But can Non-Resident Indians (NRIs) enroll in APY? This guide explains the eligibility criteria, benefits, and alternatives for NRIs. Can NRIs Apply…

How to Transfer APY Account from One Bank to Another?

If you have an Atal Pension Yojana (APY) account and wish to transfer it to another bank due to relocation or better banking services, this guide will help you through the process. APY account transfers are straightforward and can be…

How to Nominate or Update a Nominee in Atal Pension Yojana?

Having a nominee in the Atal Pension Yojana (APY) ensures that your family members receive benefits in case of an unfortunate event. This guide explains how to nominate a beneficiary while enrolling and how to update nominee details later. Importance…

APY Pension Calculator: Estimate Your Future Pension

Planning for retirement is essential, and the Atal Pension Yojana (APY) Pension Calculator helps subscribers estimate their future pension amount based on their age and monthly contributions. This guide explains how to use the calculator and understand the expected returns….

What Happens If APY Subscriber Becomes Disabled?

The Atal Pension Yojana (APY) is designed to provide financial security during retirement. However, unforeseen circumstances like permanent disability can impact a subscriber’s ability to continue contributions. This guide explains what happens if an APY subscriber becomes disabled and the…

How to Change Mobile Number in Atal Pension Yojana?

Keeping your mobile number updated in the Atal Pension Yojana (APY) is essential for receiving timely notifications about contributions, balance updates, and scheme-related alerts. If you need to change your registered mobile number, follow this step-by-step guide. Why Update Your…

Atal Pension Yojana Grievance Redressal: How to Resolve Issues?

If you face any issues related to your Atal Pension Yojana (APY) account, such as missed contributions, incorrect deductions, nominee updates, or account deactivation, there are multiple ways to resolve them. This guide outlines the grievance redressal process and how…

Atal Pension Yojana Auto-Debit Failure: How to Fix Payment Issues?

The Atal Pension Yojana (APY) operates on an auto-debit system, where monthly contributions are automatically deducted from the subscriber’s linked bank account. If your APY auto-debit fails, it may lead to penalties, account suspension, or even closure. This guide explains…

How to Check APY Pension Status After Retirement?

Once you turn 60 years old, your Atal Pension Yojana (APY) account starts providing a guaranteed monthly pension. To ensure a smooth pension disbursement, it’s essential to track your APY pension status and confirm the credited payments. This guide explains…