Year: 2025

Central Govt Schemes

How to Set Up Auto-Debit for Atal Pension Yojana?

To ensure timely contributions to the Atal Pension Yojana (APY) and avoid penalties, subscribers must set up an auto-debit facility from their savings bank account. This guide explains the step-by-step process to enable auto-debit and troubleshoot common issues. Benefits of…

Central Govt Schemes

How to Cancel Auto-Debit for Atal Pension Yojana?

If you need to stop auto-debit for Atal Pension Yojana (APY) due to financial constraints or plan adjustments, you must disable the standing instructions with your bank. This guide provides a step-by-step process to cancel auto-debit and avoid penalties. Reasons…

Central Govt Schemes

Atal Pension Yojana Tax Benefits: How Much Can You Save?

The Atal Pension Yojana (APY) is a government-backed pension scheme that not only provides retirement security but also offers tax benefits to subscribers. Understanding the tax advantages can help maximize savings while planning for the future. This guide explains the…

Central Govt Schemes

Atal Pension Yojana Contribution Chart: How Much Should You Pay?

Understanding the Atal Pension Yojana (APY) contribution chart is essential for planning your retirement. The amount you contribute monthly determines the pension benefits you will receive after the age of 60. This guide provides a breakdown of contribution amounts based…

Central Govt Schemes

How to Increase or Decrease Atal Pension Yojana Contributions?

The Atal Pension Yojana (APY) allows subscribers to increase or decrease their monthly contributions based on financial capacity and retirement planning needs. This guide explains the process, eligibility, and considerations for modifying APY contributions. How to Adjust Your Atal Pension…

Central Govt Schemes

What Happens If You Miss an Atal Pension Yojana Payment?

Missing an Atal Pension Yojana (APY) payment can lead to penalties, suspension, or even closure of the account. It’s essential to stay updated on the consequences and corrective actions to maintain your pension plan. This guide explains what happens when…

Central Govt Schemes

How to Claim APY Pension After Retirement?

Once an Atal Pension Yojana (APY) subscriber reaches 60 years of age, they become eligible to receive a monthly pension. The pension amount depends on their contribution history. This guide will help you understand the claim process, eligibility, and key…

Atal Pension Yojana for Housewives: Why Should Women Enroll?

For housewives and homemakers, financial security after retirement is often a concern. The Atal Pension Yojana (APY) is an ideal pension scheme for women who do not have a fixed monthly income but want a guaranteed pension after retirement. This…

Central Govt Schemes

Atal Pension Yojana for Senior Citizens: Can You Join After 40?

The Atal Pension Yojana (APY) is designed to provide retirement security for individuals under 40 years of age. However, many senior citizens wonder if they can still enroll after crossing 40 years. This guide explains APY’s age restrictions, alternative options…

Central Govt Schemes

What Happens If APY Subscriber Dies After 60?

The Atal Pension Yojana (APY) is a lifelong pension scheme that ensures financial security in old age. But what happens if an APY subscriber passes away after turning 60? This guide explains how the pension is distributed, nominee rules, and…